Disability Insurance
In the event you become disabled from a non-work-related injury or sickness, disability income benefits are provided as a source of income. This coverage is paid by the Diocese of Columbus. Disability benefits must be approved by a physician and the disability provider.
Short Term Disability
Short Term Disability (STD) is an employer paid benefit that provides partial income protection if you are unable to work due to an illness or injury. Your benefit covers a portion of your weekly salary up to 13 weeks. Benefits begin on the 8th day of disability.
| Eligibility | Short Term Disability |
|---|---|
| Eligibility | All active full-time employees working at least 30 hours per week |
| Benefits Begin | 8th Day |
| Benefit Duration | 13 Weeks |
| Weekly Benefit % | 65% of Weekly Salary |
| Maximum Weekly Benefit | $2,000 |
Long Term Disability
Long Term Disability (LTD) is an employer paid benefit that provides partial income protection if you are unable to work due to an illness or injury. Your benefit covers a portion of your monthly salary after 90 days and it can last up to Social Security normal retirement age.
| Eligibility | Long Term Disability |
|---|---|
| Eligibility | All active full-time employees working at least 30 hours per week |
| Benefits Begin | After 90 days |
| Benefit Duration | Social Security Normal Retirement Age (SSNRA) |
| Weekly Benefit % | 40% of monthly base earnings |
| Maximum Weekly Benefit | $5,000 |
Long Term Disability Buy Up
As an employee, you have the option to purchase additional Long Term Disability (LTD) coverage. The buy up plan would increase your benefit to 65% of your monthly base earnings up to a maximum of $7,500 per month. For additional information, including the cost, speak with a benefit counselor or contact Human Resources.
STD_Class 1_Benefit Summary
