Benefit Rates
January 1, 2026 – December 31, 2026
Medical
| Medical - Surest Base Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $931.58 | $793.58 | $138.00 | |||
| Employee & Spouse | $2,119.16 | $1,775.16 | $344.00 | |||
| Employee & Child(ren) | $1,826.86 | $1,526.86 | $300.00 | |||
| Family | $2,454.87 | $2,056.87 | $398.00 | |||
| Medical - Surest Enhanced Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $1,236.44 | $988.44 | $248.00 | |||
| Employee & Spouse | $2,782.00 | $2,227.00 | $555.00 | |||
| Employee & Child(ren) | $2,472.89 | $1,978.89 | $494.00 | |||
| Family | $3,214.75 | $2,572.75 | $642.00 | |||
Dental
| Dental - United Healthcare Base Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $28.00 | $22.00 | $6.00 | |||
| Employee & Spouse | $52.00 | $42.00 | $10.00 | |||
| Employee & Child(ren) | $58.00 | $47.00 | $11.00 | |||
| Family | $95.00 | $79.00 | $16.00 | |||
| Dental - United Healthcare Enhanced Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $49.00 | $29.00 | $20.00 | |||
| Employee & Spouse | $93.00 | $55.00 | $38.00 | |||
| Employee & Child(ren) | $103.00 | $63.00 | $40.00 | |||
| Family | $149.00 | $88.00 | $61.00 | |||
Voluntary Vision
| Voluntary Vision - VSP Base Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $6.12 | $0.00 | $6.12 | |||
| Employee & Spouse | $11.15 | $0.00 | $11.15 | |||
| Employee & Child(ren) | $11.49 | $0.00 | $11.49 | |||
| Family | $18.35 | $0.00 | $18.35 | |||
| Voluntary Vision - VSP Enhanced Plan | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $11.05 | $0.00 | $11.05 | |||
| Employee & Spouse | $22.05 | $0.00 | $22.05 | |||
| Employee & Child(ren) | $23.85 | $0.00 | $23.85 | |||
| Family | $38.12 | $0.00 | $38.12 | |||
Disability
| Lincoln Financial | ||||||
|---|---|---|---|---|---|---|
| Benefit | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Basic Life ($50,000) | $10.00 | $10.00 | $0.00 | |||
| Voluntary Life | Based on amount elected and age | $0.00 | TBD | |||
| Short Term Disability | $19.00 | $19.00 | $0.00 | |||
| Long Term Disability | $5.00 | $5.00 | $0.00 | |||
| Voluntary Long Term Disability Buy Up | Based on earnings | $0.00 | TBD | |||
Optional Insurance Coverage
| Accident – Chubb Plan 1 | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $10.40 | $0.00 | $10.40 | |||
| Employee & Spouse | $19.24 | $0.00 | $19.24 | |||
| Employee & Child(ren) | $21.84 | $0.00 | $21.84 | |||
| Family | $30.68 | $0.00 | $30.68 | |||
| Accident – Chubb Plan 2 | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $9.36 | $0.00 | $9.36 | |||
| Employee & Spouse | $19.24 | $0.00 | $19.24 | |||
| Employee & Child(ren) | $10.92 | $0.00 | $10.92 | |||
| Family | $15.60 | $0.00 | $15.60 | |||
| Hospital Indemnity – Chubb | ||||||
|---|---|---|---|---|---|---|
| Coverage Level | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Employee Only | $24.18 | $0.00 | $24.18 | |||
| Employee & Spouse | $53.82 | $0.00 | $53.82 | |||
| Employee & Child(ren) | $44.98 | $0.00 | $44.98 | |||
| Family | $74.62 | $0.00 | $74.62 | |||
| Additional Chubb Plans | ||||||
|---|---|---|---|---|---|---|
| Benefit | Monthly Premium | Employer Cost Share | Employee Cost Share | |||
| Critical Illness | Based on amount elected and age | $0.00 | TBD | |||
| Term Life with Long Term Care | Based on amount elected and age | $0.00 | TBD | |||